Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
Who we are
Welcome to Apex Business Solutions. We are dedicated to safeguarding the privacy and security of our users’ information. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and protection of your information when you visit our websites https://apexcred.com, https://member.apexcred.com, and our various other subdomains.
Information We Collect
We may collect personal identification information in various ways, including, but not limited to, when users visit our sites, register on the sites, place an order, subscribe to a newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features, or resources we make available. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
How We Use Your Information
We use the information we collect in various ways, including to:
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Provide, operate, and maintain our websites
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Improve, personalize, and expand our websites
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Understand and analyze how you use our websites
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Develop new products, services, features, and functionality
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Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the websites, and for marketing and promotional purposes
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Send you emails
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Find and prevent fraud
Log Files
Apex Business Solutions follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks.
Cookies
Like any other website, Apex Business Solutions uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
CCPA Privacy Rights (Do Not Sell My Personal Information)
Under the California Consumer Privacy Act (CCPA), among other rights, California consumers have the right to:
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Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.
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Request that a business delete any personal data about the consumer that a business has collected.
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Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data. If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
GDRP Data Protection Rights
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
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The right to access – You have the right to request copies of your personal data.
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The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.
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The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
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The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
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The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
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The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions. If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at [email protected]
Changes to Our Privacy Policy
We reserve the right to make changes to this Privacy Policy at any time. We will notify you of any changes by posting the new Privacy Policy on this page. We will let you know via email and/or a prominent notice on our website, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at [email protected]
Third Party Privacy Policies
Apex Business Solutions may provide links to and from its partners and other Internet sites. These sites have separate data and privacy practices independent of Apex Business Solutions, and Apex Business Solutions disclaims any responsibility or liability for their policies or actions.
Children’s Information
Apex Business Solutions is committed to protecting the privacy of all individuals, especially that of minors. We do not knowingly collect, maintain, or use personal information from children under the age of 18. In the event that we learn we have inadvertently gathered personal data from a person under 18, we will take the necessary steps to promptly delete such information. If you believe that we might have any information from or about a child under 18, please contact us immediately for its removal.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Social Media Related Policy
Apex Business Solutions engages with customers and the public through various social media platforms. Our website may receive visitors redirected from posts or advertisements on social media platforms such as Facebook, Instagram, TikTok, Twitter, LinkedIn, and others. It is important to clarify that while we actively maintain our presence on these platforms, our website and services are independent and not affiliated with, endorsed, or sponsored by any social media platforms. Specifically, our site is not part of the Facebook website or META Inc., nor is it endorsed by Facebook in any way. “FACEBOOK” is a trademark of Facebook, Inc. The same applies to other social media platforms like TikTok, Instagram, Twitter, LinkedIn, etc., whose names and trademarks are owned by their respective companies. Our use of these platforms is solely for engagement and promotional purposes and does not imply any endorsement or partnership.
